Business Funding

APPLY FOR FUNDING FOR YOUR BUSINESS

Straightforward applications and quick decisions: a great financing solution for businesses starting to get back on track or looking to grow.

ACQUISITION

Loan Amount: $5 Million to $50+ Million
Company Warrants: case by case normally 5-10%
Loan-To-Cost: 65-70% (seller carry/ seller retained equity is allowed to make up for a chunk of this equity)
Interest Rate: Market, Contact Us
Origination Fee: Market, Contact Us
Geographic Focus: All East Coast and Primary & Secondary Markets Nationwide
Loan Types: Large Business Acquisition, Working Capital
Term: 2-3 years
Yield Maintenance: Flexible
Recourse: Case-by-Case
Business Type: All types are considered (including software business)
Ammortization: Interest Only (I/O)

WORKING CAPITAL

Loan Amount: $1 Million to $35 Million +
Loan-to-Value: Up to 85% of eligible AR
Eligible AR: 60 days or less
Interest Rate: Market, Contact Us
Lender Fee: Contact Us
Geographic Focus: All East Coast and Primary & Secondary Markets Nationwide
Ammortization: Bullet to Maturity
Term: 2-3 years
Yield Maintenance: Flexible
Unused Line Fee: 0.25%
Asset Classes: Targeted towards business that are in a growth phase needing capital for expansion
Annual Facility Fee: 1%

PARTNER SBA LOANS

Loan Amount: $1 Million to $8 Million +
Loan-To-Value: Up to 90%
Loan-To-Cost: Up to 90%
Interest Rate: Interest rate: WSJ Prime (Index) + 2.75% (Margin)
Origination Fee: 1% – 2%
Geographic Focus: All East Coast and Primary & Secondary Markets Nationwide
Loan Types: 1st Position
Term: 25 years (10 years w/out real estate)
Prepayment: 5% year 1, 3% year 2, 1% year 3, 0% year 4 (no penalty if 10 year term or less)
Recourse: Full Recourse
Asset Classes: Multifamily, 1-4 Family Investment Properties, Mixed-Use, Retail, Office, Industrial, Self-Storage, Single Tenant NNN Property, Development Sites, Hospitality, Other
Closing Time: 60 days

PARTNER USDA LOANS

Loan Amount: $2 Million to $50 Million (up to $25 mil per project)
Balance Sheet: Equity: 10% or more
Loan-To-Cost: Up to 75%
Interest Rate: Prime + 2.75%
Origination Fee: 1% – 2%
Geographic Focus: Nationwide; Population: 50,000 or less
Loan Types: 1st Mortgages
Term: 10-25 years (Equipment VS Real Estate)
Uses: Loan Proceeds can be used to refinance existing debt, ground-up construction, acquire real estate, purchase machinery/ equipment (FF&E), and for working capital.
Recourse: Full Recourse
Asset Classes: All commercial assets (no golf courses or churches)
Closing Time: Typically, 75-90 days

F. A. Q's

Business Capital Questions

Here is a bit more information we think might help. If you want to know more about ABCO Capital Partners and our Business Funding programs.

What is ABCO?

Over the past seven years ABCO Capital Partners has become one of the fastest-growing business lenders in the US. Now we’re a team working towards the goal of funding millions of small, medium and enterprise-size businesses.

How are we different from a bank?

Even though we offer business loans, we are not a bank. We are an independent private money lender custom-built for your businesses – and our goal is to provide straightforward access to finance where and when your business needs it.

Can I repay early?

Yes, some of our customers repay early to save on interest. If you want to make extra repayments or pay off your business loan early we won’t charge you any fees (case-by-case). And don’t worry – you’ll never find any sneaky small print surprises with us.

What happens if I can't make a repayment?

Let us know as soon as possible if you think you might have payment difficulties, we’ll work together to find a solution.